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Conventional Loan

A conventional mortgage or conventional loan is a home buyer’s loan that is not offered or secured by a government entity.

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FHA Loan

Insured by the federal government, banks are more willing to loan money to homebuyers with relatively low credit scores and little cash to put down on the purchase.

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VA Loan

A VA loan is a mortgage offered through a U.S. Department of Veterans Affairs program. No down payment, no mortgage insurance, and no prepayment penalties.

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USDA Loan

The United States Department of Agriculture (USDA) provides mortgages of last resort to the people in rural areas who need them the most.

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Bank Statement Loan

A type of mortgage that lenders can issue based on personal information and bank statements rather than tax returns and employer verification.

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Investor DSCR Loan

DSCR is a calculation that allows a borrower to qualify for a mortgage based on cash flow generated from a rental property.

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No Ratio Loan

Home loan for which there is no debt-to-income ratio for the lender to consider because you aren't required to disclose your income.

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Jumbo Loan

Financing that exceeds the limits set by the Federal Housing Finance Agency and cannot be purchased, guaranteed, or securitized by Fannie Mae or Freddie Mac.

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Construction-to-Permanent Loan

Allow borrowers to finance the construction of a home, lot purchase/land payoff, and permanent mortgage with just one closing.

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